Understand your options
Give your family’s future a place on today’s list.
Final expense insurance is life insurance often purchased to help with end-of-life expenses. A policy’s death benefit is generally paid to the named beneficiary, who can decide how to use it.
- Funeral or memorial arrangements
- Burial or cremation expenses
- Outstanding bills and other family needs
This is insurance, not a prepaid funeral plan. Coverage and payment of benefits are subject to the policy’s terms.
Choosing a coverage amount
Start with what you want to help cover.
There isn’t one right amount for every family. Think about the expenses you want to plan for, subtract money already set aside for them, and consider a premium you can comfortably keep paying.
01List the expenses.
Ask local providers about funeral, burial, or cremation arrangements. Add any other expenses you want your benefit to help with.
02Review existing resources.
Consider existing life insurance and savings intended for those expenses. Make sure you understand any restrictions on those funds.
03Discuss the gap.
For example, $15,000 in planned expenses minus $5,000 set aside leaves a $10,000 planning gap. This is an illustration, not a cost estimate or coverage recommendation.
Talk through your options today ↗Before you call
Good questions. Clear answers.
How much does coverage cost?
Premiums depend on factors such as age, health, coverage amount, insurer, and product. Call for a personalized quote; no specific rate or eligibility is promised on this page.
Does full coverage start immediately?
It depends on the policy. Some plans provide an immediate death benefit, while others have a graded or modified benefit period. Ask what is payable for natural and accidental death during the initial years before applying.
Can I apply if I have health conditions?
Available options depend on your circumstances and the insurer’s rules. Some products use health questions, and guaranteed issue products may be available with benefit limitations. Acceptance and immediate full benefits are not guaranteed by this page.
Is this a government benefit?
No. This is privately offered life insurance. Peace of Mind Legacy is not a government agency, and this coverage is not a government benefit or public assistance program.
What should I have ready?
Your age, state of residence, coverage goals, and a general idea of your budget are a helpful start. Share sensitive application or payment information only through the secure process provided by your agent.
